Sumerianz Journal of Economics and Finance (SJEF) aims to promote genuine research in the fields of Economics and Finance. SJEF is a double blind peer reviewed and international scholarly journal. This journal accepts high quality manuscripts for publication. The journal is open access and accepts original, innovative and novel work from Scholars, Researchers, Economists and Financial Analysts from all over the world. The journal is archived in many valued electronic archiving systems which operate fully open access and provide full access to the content. The journal publishes original research articles as well as review articles in all areas (Listed Below) of economics and finance. Accepted papers will appear online within 3 weeks time. This peer-reviewed journal is published on a quarterly basis i.e 4 issues per year (Since Jan 2021).