Abstract :
The study examine the relationship between Fintech and green innovation efficiency (GIE) in 30 Chinese provinces between 2010 and 2025, which is a complicated issue. The study addresses the role of research and development (R&D) activities, green finance and environmental awareness by the government in this nexus. This paper examines and synthesizes existing theoretical and empirical literature on said issue. It first draws the overview of the the Environmental Impact of Fintech and Government Awareness in China. Second, it identifies the literature based on the theoretical and empirical insights from the published literature. In addition, this article put light on theoretical methods that describes how/ why these methods work. Third, this article proposes three fruitful dimensions for further research. This paper contributes to the area of research and development (R&D) activities, green finance and environmental awareness by critically analyzing and synthesizing existing theory and research on green finance research and development (R&D) activities, and environmental awareness The high levels of investment in R&D translate to disutility whereby the suppressive impacts of technological advancement, namely the rise of resource demands and destruction of the environment, counter the encouragement advantages. Moreover, although the sources of green finance and online popularity are greatly moderating, Fintech is often preoccupied with economic growth, and it may, in certain instances, result in non-green credit, which, in turn, prevents GIE. On the other hand, a high level of government environmental awareness is a key catalyst that will not only control the adverse environmental effects of Fintech but will also increase its positive contribution to green innovation. To reach Pareto optimization in green development, it is necessary to maintain a balanced amount of spending on R&D and government-oriented Fintech policies in favor of sustainability.